We use "Put it on Lay buy"or "Lay-buys":
WHAT IS Put it on Lay buy?
It is an approved Layaway payment gateway. BUY NOW….PAY LATER!
IS IT SAFE & SECURE??
All LAY-BUY payments are automatically setup in PayPal
HOW DO I USE LAY-BUYS?
Shop here at www.sink-zone.ca and checkout as you normally would.
At checkout, choose "Put it on Lay Buy" as the form of payment.
You can then choose the down-payment percentage and the quantity of months you want. All payments are automated between the store and you ( the buyer) in Paypal.
CAN I SELECT THE DOWN-PAYMENT % I WANT TO PAY?
Yes, you are presented with a dropdown to select the down-payment you want to pay
CAN I SELECT HOW MANY MONTHS I NEED TO PAY-OFF THE BALANCE?
Yes, you are presented with a dropdown to select how many monthly instalments
ARE THERE ANY ONGOING COSTS?
No ongoing costs - only a once-off admin fee. Admin fee amount depends on order value
ARE THERE ANY INTEREST CHARGES?
No interest charges ever
ARE THERE ANY LATE FEES?
No late fees ever
WHEN DO I RECEIVE THE GOODS ?
You receive your goods after your final payment; You can also payout balance at anytime and take an earlier delivery.
HOW ARE LAY-BUY INSTALMENT PAYMENTS PAID?
Lay-buy instalment payments are auto-paid from your linked card in your PayPal setup
HOW DO I ENSURE ALL LAY-BUY INSTALMENT PAYMENTS ARE PAID?
You just need to ensure that there is always funds available
CAN I MANUALLY MAKE PAYMENTS TOWARDS MY LAY-BUY ORDER?
No - all Lay-buy payments are automated via a recurring profile in your PayPal setup
CAN I SETTLE A LAY-BUY EARLIER?
Yes - please contact store at firstname.lastname@example.org to revise payment plan.
WHAT HAPPENS IF A PAYMENT IS MISSED?
PayPal will then auto attempt again in 5 days, two more times
CAN I SEE MY PAYMENT PLAN?
Yes, you can login to your PayPal account – go to settings >> payments >> pre-approved payments
IS THERE A SPENDING LIMIT?
No, there is no spending limit
ARE ALL ITEMS ELIGIBLE FOR Put it on Lay buy?
HOW DO I RETURN AN ITEM PURCHASED WITH Put it on Lay buy?
Put it on Lay buy returns and Exchange policies follow Sink Zone store policies.
Returns/Exchange policies can be viewed here
HOW CAN I LEARN MORE ABOUT Put it on Lay buy?
Please visit the lay-buys website here for more detailed information.